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What’s covered with ingenie Young Driver insurance

You can earn discounts at renewal based on how you drive and we also give you advice to help you get ’em.

Because it’s just for younger drivers, our insurance works a bit differently from regular insurance. Make sure you take a look at what’s covered.

Here’s the deal


  • Driving any time you like – no night-time curfew here!

  • Stolen car recovery if it’s been reported as missing

  • Your audio system up to £300 as long as it’s a permanent fixture

  • A car to get you around if yours is being fixed by one of our repairers*

NOT Covered

  • Modifications like alloy wheels or tinted windows

  • Taking your car on a track

  • Using your car for deliveries or racing

  • Driving other cars if you’re under 25

* Subject to availability and fault of the claim.

young driver app view

ingenie app

Check out the ingenie app for how you can earn top discounts off your insurance.

FREE Download available for iOS or Android

app store app
google play app

If you’ve got a question, check our FAQs for help.