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How ingenie Young Driver insurance works

ingenie Learner driver insurance

Get your box fitted

We'll collect data on your speed, acceleration, braking and cornering

ingenie Learner driver insurance

Driving feedback

Every 10 days, you'll get advice and an update on your discounts in the app

ingenie Learner driver insurance

Saving on renewal

We’ll use your driving over the year to help us work out your renewal price*

Get your box fitted

  

We'll collect data on your speed, acceleration, braking and cornering

Driving feedback

  

Every 10 days, you'll get advice and an update on your discounts in the app

Saving on renewal

  

We’ll use your driving over the year to help us work out your renewal price*

* Other factors will go towards your final renewal quote including any changes made to the policy that year


Find out more

The app

This shows you how the app looks but the discount or increase amount will be different for each driver.

Driving feedback every 10 days

You'll get feedback on your speed, acceleration, braking and cornering, along with practical advice to help you get your discounts.

Driving score out of 100

With your second set of feedback you’ll see your score, the discount you’re on track for and when your next price review is.

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How your driving feedback works

ingenie Learner driver insurance

Speed

ingenie Learner driver insurance

Acceleration

ingenie Learner driver insurance

Braking

ingenie Learner driver insurance

Cornering

Every 10 days, you'll get a new set of messages to tell you how you're doing in these four areas.

If you ever want help getting your feedback up a level, just talk to us on Facebook or Twitter.

Understanding your driving messages

Green (Good) messages show you're driving consistently well

Light green (Okay) messages mean in general you've been driving well, but there are areas of your driving you need to work on before you can get a Good message

Amber (Needs Improvement) messages show the areas you need to improve on to stay safe

Orange (Unsafe) messages highlight that you urgently need to improve your driving as it's becoming a concern

Red (Dangerous) messages warn you there’s a serious problem with your driving and you need to take immediate action

Black (Highly Dangerous) messages are very rare - we'll only send one if a driver starts to really worry us. You'll get one of these messages if you:

  • Drive extremely recklessly (e.g. driving excessively over the speed limit)

  • Get an extremely high number of harsh braking and/or harsh cornering events
  • Get 6 Red (Dangerous) messages for speeding in the year

What happens if I receive Red or Black messages?

Red (Dangerous) messages

Not only does receiving Red (Dangerous) messages increase the likelihood your insurance premium rising, but if you receive 3 of them in a price review for the same driving category then we'll apply a 30 point penalty to your driving score. This 30 point penalty will remain in place until after your next price review. If you receive 6 Red (Dangerous) messages for speed then this will result in a black message.


If we notice a trend of dangerous driving or you receive more than 1 Red (Dangerous) message in the same driving category (like speed or braking), we may get in touch to talk about your driving. This would include tips on how to improve your driving, helping you work towards earning good driving discounts.

Black (Highly Dangerous) messages

If you receive a Black (Highly Dangerous) message then:

  • Your score will be set to zero for the rest of the price review but you'll start the next price review with a clean slate
  • You'll get the highest increase you can for that price review
  • Your policy will be put on review and unless we see a significant improvement in your driving, your insurance will be cancelled
  • If you receive a second highly dangerous message at any time over the year, your insurance will be cancelled

Warning: driving at unacceptably high speeds or creating an extremely high number of harsh braking or harsh cornering events may lead us to cancel your insurance with us immediately

How we help you get those driving discounts

ingenie Learner driver insurance

Driving feedback

We’ll send you driving feedback every 10 days in the ingenie app letting you know how you’re doing

ingenie Learner driver insurance

Social media

We’re on Facebook, Twitter and Instagram for whenever you need help or want to chat about your driving

ingenie Learner driver insurance

Driver behaviour team

If we start to worry about your driving our team are there with practical driving advice to get you back on track

Driving feedback

We’ll send you driving feedback every 10 days in the ingenie app letting you know how you’re doing

Social media

We’re on Facebook, Twitter and Instagram for whenever you need help or want to chat about your driving

Driver behaviour team

If we start to worry about your driving our team are there with practical driving advice to get you back on track

If you want help with your feedback or you don't understand something, don't sit and worry about it. It's way better to talk stuff through right away so you can keep up the good driving discounts.