Every 10 days, you'll get a new set of messages to tell you how you're doing in these four areas.
If you ever want help getting your feedback up a level, just talk to us on Facebook or Twitter.
Understanding your driving messages
Green (Good) messages show you're driving consistently well
Light green (Okay) messages mean in general you've been driving well, but there are areas of your driving you need to work on before you can get a Good message
Amber (Needs Improvement) messages show the areas you need to improve on to stay safe
Orange (Unsafe) messages highlight that you urgently need to improve your driving as it's becoming a concern
Red (Dangerous) messages warn you there’s a serious problem with your driving and you need to take immediate action
Black (Highly Dangerous) messages are very rare - we'll only send one if a driver starts to really worry us.
You'll get one of these messages if you:
Drive extremely recklessly (e.g. driving excessively over the speed limit)
Get an extremely high number of harsh braking and/or harsh cornering events
Get 6 Red (Dangerous) messages for speeding in the year
Highly dangerous feedback
We take dangerous driving seriously around here. If a driver starts to really worry us, we'll send a highly dangerous (black) message and get in touch to hopefully get things back on track.
Highly dangerous messages are rare. You can get one for: driving extremely recklessly (like 30mph over the speed limit), get a lot of bad feedback for braking or cornering, or get 6 dangerous (red) messages for speeding in the year
Extremely reckless driving
Like driving 30mph over the speed limit
Poor braking and cornering
If you’re getting bad feedback for lots of harsh driving
6 dangerous messages
Get 6 dangerous (red) messages for speeding in the year
What happens if I receive Red or Black messages?
Red (Dangerous) messages
Not only does receiving Red (Dangerous) messages increase the likelihood your insurance premium rising, but if you receive 3 of them in a price review for the same driving category then we'll apply a 30 point penalty to your driving score. This 30 point penalty will remain in place until after your next price review. If you receive 6 Red (Dangerous) messages for speed then this will result in a black message.
If we notice a trend of dangerous driving or you receive more than 1 Red (Dangerous) message in the same driving category (like speed or braking), we may get in touch to talk about your driving. This would include tips on how to improve your driving, helping you work towards earning good driving discounts.
Black (Highly Dangerous) messages
If you receive a Black (Highly Dangerous) message then:
Your score will be set to zero for the rest of the price review but you'll start the next price review with a clean slate
You'll get the highest increase you can for that price review
Your policy will be put on review and unless we see a significant improvement in your driving, your insurance will be cancelled
If you receive a second highly dangerous message at any time over the year, your insurance will be cancelled
Warning: driving at unacceptably high speeds or creating an extremely high number of harsh braking or harsh cornering events may lead us to cancel your insurance with us immediately
How we help you get those driving discounts
We’ll send you driving feedback every 10 days in the ingenie app letting you know how you’re doing
If we start to worry about your driving our team are there with practical driving advice to get you back on track
If you want help with your feedback or you don't understand something, don't sit and worry about it. It's way better to talk stuff through right away so you can keep up the good driving discounts.
Who you can talk to about your driving feedback
If you want help with your feedback or you don't understand something, don't sit and worry about it. We're on Facebook, Twitter and email to take a look at your driving, give you some advice and answer your questions.
It's way better to talk stuff through right away because it could be something as simple as missing the same speed limit sign every day.
If we do start to worry about your driving, our Driver Behaviour Unit will give you a ring to talk through your driving and try to get you back in the discount game. We're not here to tell you off; we just want to help you stay safe.