Using the black box, which is fitted out of sight, we build up a picture of your driving style - including speed, acceleration, braking and cornering.
We then give you a driving score out of 100. Your score will be updated roughly every 10 days (as long as you've driven at least 40 miles in that time) and we'll also tell you how much money you're on track to save
To help you improve your driving score we'll give you helpful feedback messages on your speed, acceleration, braking and cornering
3 times a year we'll review the price of your insurance based on your driving score for that quarter. The higher your score, the less you'll pay
At the end of the year, we offer you a renewal quote that includes your final review, plus a further discount if you haven't made a claim. On average, customers see their price go down by 50% at renewal!
Every 10 days we give you a driving score out of 100 (100 being the best) based on how you’ve been driving so far in the quarter
3 times a year we'll review your price based on your final driving score for the quarter - the higher your score the less you'll pay
After each price review your score will be reset - so even if you don't receive a discount this time you could at your next price review
You'll receive a message on your speed, acceleration, braking and cornering approximately every 10 days
The messages let you know how you've been driving since your last set of driving feedback messages
The driving messages show you the areas you're driving well in and where you can improve
Not only does receiving Red (Dangerous) messages increase the likelihood your insurance premium rising, but if you receive 3 of them in a quarter for the same driving category then we'll apply a 30 point penalty to your driving score. This 30 point penalty will remain in place until after your next price review. If you receive 6 Red (Dangerous) messages for speed then this will result in a black message
If you receive a Black (Highly Dangerous) message then:
Your score will be set to zero for the quarter - your score will be reset for the next quarter
You will receive the highest increase you can for that quarter
You'll have 30 days to significantly improve your driving. If you continue to drive dangerously then your policy will be cancelled
If you receive a second Black (Highly Dangerous) message at any time throughout the year then your insurance policy will be cancelled
Warning: Driving at unacceptably high speeds may lead us to cancel your insurance with us immediately.