The experts say it’s easiest to learn to drive when you’re young, and 17-year-olds do have the highest pass rate to prove it.
However, it’s certainly not easiest to get insurance when you’re young. Teenage drivers can face huge quotes when they come to buy a car, which is a bit of a downer if you’ve just passed your test.
But there is a way you can make your insurance more affordable, even if you are a teenage driver. Black box insurance lets you pay for your insurance based on how you drive. ingenie looks at your speed, acceleration, braking and cornering and uses the data to work out your discounts - up to a 21% saving over the year.
Knowing that the price would drop after driving well was a real incentive for me. I’ve had a discount at every stage possible.
£130 discount after just 3 months
In the ingenie community, the average age of the cars we insure is 10 years old - for good reason! It’s just cheaper to insure a less fancy car if you’re a teenage driver.
However, you still need to be fussy over a few things. Fuel efficiency and vehicle tax are 2 more considerations - how much fuel are you going to have to buy to get around and how much tax are you going to have to pay?
Cars in low insurance groups are not only cheaper to insure - they’re also likely to have low vehicle tax and could even be exempt.
Take a look at our Top 10 Cars to see the favourites among our drivers.
Even if you’re completely confident as a driver, you might find black box insurance is a good way to put your parents’ minds at rest when you’re driving alone. The fact that you can then earn discounts on your insurance if you drive well…that’s a win-win for everyone.
Our statistics show that, with feedback on their driving, teenage drivers are just as likely to improve their driving as our older drivers.
Being a teen doesn’t automatically make you a dangerous driver, and black box insurance is a way for you to be treated as an individual. ingenie has no curfews and all you have to do is drive well, and you'll pay less.