New driver insurance from ingenie

Are you a new driver looking for affordable car insurance? No driving history? No no-claims bonus? No problem. ingenie is a new kind of driving insurance for ages 17-25 and we look at things differently:

  • We treat each driver as an individual and insure you based on how you drive
  • Your insurance premium is reviewed 3 times a year - not just once
  • Regular feedback on your driving via the mobile app or online

Here's how it works

It's great that you've passed your test (still a learner driver? Click here) but as a new driver, you're probably finding car insurance very expensive or just impossible to get. That's because new and young drivers are far more likely to have a crash, so they're a higher risk. ingenie don't just look at the statistical risk, instead we let you take individual responsibility for the way you drive. We place a telematics box in your car and use the latest technology to capture your unique driving style and the better you drive, the less you could pay.

Feedback and freedom

Having just passed your test, we don't just expect you to become a better driver on your own. We'll use the information from the ingenie box to give you updates on how you are driving, so you can continue to improve. The feedback is sent to the ingenie app on your smartphone and is also available on our website, enabling you to show other family members that you are driving well.

While some motor insurance companies use 'black-box' type devices to restrict your mileage or the hours you're allowed to drive, we don't believe either of those things makes you a good or bad driver, which is why you are free to drive when and where you like, even as a new driver.

Feedback on your driving

You'll get regular updates via our mobile app or the web - designed to help you improve and earn discounts.

Explore driving feedback ingenie app

Which car should I go for?

Choice of car has a big impact on insurance. Our Top 10 Cars guide is a great place to start if you haven't brought yours yet.

See our Top 10 Cars Choose the right car

Refer a friend

We aim to build a community of young people who drive well. Help us spread the word by telling your friends.

Refer a friend Community

Lowering the cost of insurance for new drivers

When you first take out cover, we'll let you know the initial price and the most you could pay (for the details provided), so you can budget for what's ahead. Then if you do your bit by being a better driver, you could see your premium come down 3 times a year, rather than once a year as is the case with most traditional insurers.

Help in an emergency

In the event of a collision or incident, it's not always easy to think straight. That's why there is a step by step guide about what to do in the event of a crash on the ingenie mobile app. There is also a quick link to our call centre if you require urgent assistance, accident recovery or need to make a claim. Adding breakdown cover to your ingenie driving insurance means help can soon be on its way.