ingenie Insurance

Car insurance for teenage drivers

Car insurance for teenage drivers should reward good driving.
ingenie’s black box insurance could get you up to £260* in discounts and 21% back in your first year.

Making car insurance affordable for teenagers

It’s certainly not easy to get affordable car insurance as a teenager. Car insurance quotes for teenage drivers can be huge when it comes to buying a car, which is a bit of a downer if you’ve just passed your test.

But there is a way you can make your insurance more affordable as a teenage driver. Black box insurance lets you pay for your car insurance based on how you drive and rewards you for driving well. ingenie looks at your speed, acceleration, braking and cornering and uses that data to work out your discounts (up to a 21% saving over the year!)

Helping teenage drivers get the best value young driver insurance

researching tips

Do the research on your car

In the ingenie community, the average age of the cars we insure is 10 years old (and for good reason!). It’s just cheaper to get car insurance for a less fancy car if you’re a teenage driver.

However, you still need to be fussy over a few things. Fuel efficiency and vehicle tax are 2 more considerations – how much fuel are you going to have to buy to get around and how much tax are you going to have to pay?

Cars in low insurance groups are not only cheaper to insure – they’re also more likely to have low vehicle tax and could even be exempt.

choose car

Avoid cars with modifications

Most car insurance for teenage drivers (including ingenie’s) can’t give cover on cars which have modifications and those that do can be more expensive. A modification is anything that has been added to the car which doesn’t come as manufacturer standard, including bumper stickers.

Sometimes it’s hard to tell what a modification is, so check out our handy guide before you get your car insurance quotes.

3 ways to save money with our car insurance for teenage drivers

upfront savings

Save on your insurance quote

Teenage drivers save an average of £260 when they buy their car insurance from us. The black box is included at no extra cost.*

extra discounts

Start earning NCD straight away

Track your good driving and increase your chances of earning your no claims discount.

renewal savings

More savings when you renew

On average, our customers’ car insurance drops by 33% after one year – that works out at around £401 cheaper.**

*Based on all ingenie customers, Aug 2020 - April 2021
**Based on all ingenie renewals at end of first year, May 2020 - April 2021.

How ingenie’s car insurance for teenage drivers works

teenage drivers insurance info

Get your box fitted

We’ll collect data on your speed, acceleration, braking and cornering

Driving feedback

Every 10 days, you’ll get advice and an update on your discounts in the app

Saving on renewal

We’ll use your driving over the year to help us work out your renewal price*

*Other factors will go towards your final renewal quote including any changes made to the policy that year


See how much you could save