Car insurance for teenage drivers
Car insurance for teenage drivers should reward good driving. Our black box insurance could get you up to £400* discount and 21% back in your first year.
Making driving affordable for teenagers
It’s certainly not the easiest to get insurance when you’re young. Car insurance quotes for teenage drivers can be huge when it comes to buying a car, which is a bit of a downer if you’ve just passed your test.
But there is a way you can make your insurance more affordable, even if you are a teenage driver. Black box insurance lets you pay for your insurance based on how you drive. ingenie looks at your speed, acceleration, braking and cornering and uses the data to work out your discounts - up to a 21% saving over the year.
More ways for teenage drivers to get the best value car insurance
Do the research on your car
In the ingenie community, the average age of the cars we insure is 10 years old - for good reason! It’s just cheaper to insure a less fancy car if you’re a teenage driver.
However, you still need to be fussy over a few things. Fuel efficiency and vehicle tax are 2 more considerations - how much fuel are you going to have to buy to get around and how much tax are you going to have to pay?
Cars in low insurance groups are not only cheaper to insure - they’re also likely to have low vehicle tax and could even be exempt.
Avoid cars with modifications
Most young driver insurers, including ingenie, can’t give cover on cars which have modifications and those that do can be more expensive. A modification is anything that has been added to the car which doesn’t come as manufacturer standard, including bumper stickers.
Sometimes it’s hard to tell what a modification is, so check out our
handy guide before you get your car insurance quotes.
3 ways to save money with ingenie
Save on your insurance quote
Teenage drivers save an average of £400 when they buy their car insurance from us. The black box is included at no extra cost.*
Earn up to 21% extra discount
Based on your driving, your price is reviewed 3 times a year. 7 out of 10 customers earn a discount just for driving well.*
More savings when you renew
On average, our customers’ insurance drops by 37% after one year - that works out at around £563 cheaper.**
Get a quote See how much you could save!
*Based on ingenie customers July 2017 to June 2018. Premium increases could apply for poor driving.
** Based on all ingenie customers between July 2018 to June 2019
How ingenie teenage driver insurance works
Get your box fitted
We’ll collect data on your speed, acceleration, braking and cornering
Driving feedback
Every 10 days, you’ll get advice and an update on your discounts in the app
Saving on renewal
We’ll use your driving over the year to help us work out your renewal price*
*Other factors will go towards your final renewal quote including any changes made to the policy that year.
See what our customers are saying about us
I save £1,000 on my car insurance with ingenie, and got an extra £149 back after just three months.
Hanna, ingenie customer
ingenie were the cheapest by over £500 - and I’ve already got £117 back just for driving well.