Car insurance for student drivers
ingenie offer great savings on car insurance for young drivers, so you can spend less on your premiums and more on trips out with your mates.
Making driving affordable for students
These high premiums aren’t because you’re a bad driver - we've actually done research that found students to be one of the safest type of drivers in the UK. But, despite your excellent driving, you're still assessed based on the overall driving standard of your age group. Great.
Luckily though, with black box insurance, we can treat you as an individual based on how you actually drive. So you’ll get a competitive price upfront and have the chance to earn up to 21% off over the year for your good driving.
More ways to get best VALUE car insurance
Pick your car wisely
It’s a good idea to avoid a high-value car, as parking where hundreds of new-ish drivers are could lead to a few dents here and there. To save a bit on your insurance premium, go for a smaller engine too - under 1.5 is best.
However, you still need to be fussy over a few things. Fuel efficiency and vehicle tax are 2 more considerations - how much fuel are you going to have to buy to get around and how much tax are you going to have to pay?
Cars in low insurance groups are not only cheaper to insure - they’re also likely to have low vehicle tax and could even be exempt.
Beware ‘money saving’ tricks
Some people resort to fronting, which means getting insured as a named driver on a parent’s policy, even though you’re actually the main driver. This is illegal and could make your insurance invalid - meaning you’re not covered to drive and wouldn’t be able to claim for the damage to your car if you crashed.
Remember the point of insurance: it’s to protect you from the huge cost of crashing. If you can’t get that money after a crash, you’re worse off than if you hadn’t bought the fraudulent policy in the first place.
Save money in 3 simple steps
Save on your insurance quote
Student drivers save an average of £400 when they buy their car insurance from us. The black box is included at no extra cost.*
Earn up to 21% extra discount
Based on your driving, your price is reviewed 3 times a year. 7 out of 10 customers earn a discount just for driving well.*
More savings when you renew
On average, our customers’ insurance drops by 37% after one year - that works out at around £563 cheaper.**
Get a quote See how much you could save!
*Based on ingenie customers July 2017 to June 2018. Premium increases could apply for poor driving.
** Based on all ingenie customers between July 2018 to June 2019
How ingenie student driver insurance works
Get your box fitted
We’ll collect data on your speed, acceleration, braking and cornering
Driving feedback
Every 10 days, you’ll get advice and an update on your discounts in the app
Saving on renewal
We’ll use your driving over the year to help us work out your renewal price*
*Other factors will go towards your final renewal quote including any changes made to the policy that year.
See what our customers are saying about us
I save £1,000 on my car insurance with ingenie, and got an extra £149 back after just three months.
Hanna, ingenie customer
ingenie were the cheapest by over £500 - and I’ve already got £117 back just for driving well.