ingenie Insurance

Car insurance for female drivers

ingenie offer great savings on car insurance for young female drivers. We prefer to base people on their actual driving, not a bunch of generic statistics.

Black box liberates young female drivers

Statistically, female drivers are safer than male drivers. But since the government decided that charging women less than men for their car insurance was unfair (sorry girls), insurers haven’t been able to reward them with lower premiums.

Luckily though, with black box insurance, we can treat you as an individual based on how you actually drive. So you’ll get a competitive price upfront and have the chance to earn up to 21% for your good driving.

How young female drivers can SAVE money on insurance

researching tips

Choose your car carefully

Picking the right car can make a huge difference to your insurance premiums. In the ingenie community, the average age of the cars we insure is 10 years old – for good reason! It’s just cheaper to insure a less fancy car.

However, you still need to be fussy over a few things. Fuel efficiency and vehicle tax are 2 more considerations – how much fuel are you going to have to buy to get around and how much tax are you going to have to pay?

Cars in low insurance groups are not only cheaper to insure – they’re also likely to have low vehicle tax and could even be exempt.

choose car

Think about black box insurance

Good female drivers deserve to pay less for their insurance. However, it’s important to remember that the cheapest car insurance quote may not necessarily always be the best, so you need to make sure you completely know what cover you’re getting and you’re aware of any restrictions the policy may have. At ingenie we don’t make it hard for you with curfews and mileage restrictions.

There’s a lot of evidence to suggest that women are safer drivers than men – although they do have more small incidents – woops. But 90% of ingenie drivers get their No Claims Discount at the end of their first year with us.

Just work on the regular driving feedback we send you and watch out for those bollards – you’ll be paying even less in no time.

Save money in 3 simple steps

upfront savings

Save on your insurance quote

Young female drivers save an average of £260 when they buy their car insurance from us. The black box is included at no extra cost.*

extra discounts

Start earning NCD straight away

Track your good driving and increase your chances of earning your no claims discount.

renewal savings

More savings when you renew

On average, our customers’ insurance drops by 33% after one year – that works out at around £401 cheaper.**

*Based on all ingenie customers, Aug 2020 - April 2021
**Based on all ingenie renewals at end of first year, May 2020 - April 2021.

How ingenie young female driver insurance works

teenage drivers insurance info

Get your box fitted

We’ll collect data on your speed, acceleration, braking and cornering

Driving feedback

Every 10 days, you’ll get advice and feedback in the app to help you drive well

Saving on renewal

We’ll use your driving over the year to help us work out your renewal price*

*Other factors will go towards your final renewal quote including any changes made to the policy that year


See how much you could save