teenage drivers insurance

Car insurance for 18-year-olds

Taking driving lessons, buying a car, insurance? It can be overwhelming – and expensive. At ingenie we’re here to give control back to you.

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Black box liberates learners and young drivers

Teenage drivers can face huge quotes when they come to buy a car, which is a bit of a downer when getting on the road is supposed to be an exciting time. But there is a way you can make your insurance more affordable, even if you’ve not got much driving experience yet.

ingenie’s black box insurance lets you pay for your insurance based on how you drive rather than based on how some other drivers your age may drive.

How teenage drivers can SAVE money on insurance

Get researching the best deals

It’s important to remember that the cheapest quote may not necessarily be the best, so you need to make sure you completely know what cover you’re getting and you’re aware of any restrictions the policy may have.

You don’t want to sign up to something that looks like a bargain, then realise after you can’t drive after 10pm or go over 5,000 miles – 2 things ingenie doesn’t do.

A quote may be cheaper upfront, but with some insurers you’re stuck with that price all year. ingenie gives you the chance to earn money off at 3, 6 and 9 months instead of waiting a whole year.

Don’t get the car all your mates have

The type of car you drive can vary the price of your insurance massively. A brand new, off the ramp, flashy sports car is going to be more expensive to insure than a little run around that’s seen better days but gets you from A to B.

It’s tempting, but don’t pick the car all your mates have or the one you’ve seen everyone your age driving. If they’re the cars that are popular with 18-year-olds, and the insurers are seeing high crash rates from those cars, it spells out risk.

Research lots of different makes and models before you buy and look at cars in lower insurance groups. They'll be cheaper to insure - they’re also likely to have low vehicle tax and could even be exempt.

Save money in 3 simple steps

Save on your insurance quote

Teenage drivers save an average of £400 when they buy their car insurance from us. The black box is included at no extra cost.*

Earn up to 21% extra discount

Based on your driving, your price is reviewed 3 times a year. 7 out of 10 customers earn a discount just for driving well.*

More savings when you renew

On average, our customers’ insurance drops by 37% after one year - that works out at around £563 cheaper.**

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*Based on ingenie customers July 2017 to June 2018. Premium increases could apply for poor driving.
** Based on all ingenie customers between July 2018 to June 2019

How ingenie insurance for 18-year-olds works

Get your box fitted

We’ll collect data on your speed, acceleration, braking and cornering

Driving feedback

Every 10 days, you’ll get advice and an update on your discounts in the app

Saving on renewal

We’ll use your driving over the year to help us work out your renewal price*

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*Other factors will go towards your final renewal quote including any changes made to the policy that year.

See what our customers are saying about us

I save £1,000 on my car insurance with ingenie, and got an extra £149 back after just three months.

Hanna, ingenie customer

ingenie were the cheapest by over £500 - and I’ve already got £117 back just for driving well.

Alfie, ingenie customer

See how much you could save