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Car insurance for 18 year olds

Taking driving lessons, buying a car, insurance? It can be overwhelming – and expensive.
ingenie’s car insurance for 18 year olds is here to give control back to you.

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See how much you could save!

Black box car insurance for 18 year olds is liberating

Teenage drivers can face huge quotes when they come to buy a car, which is a bit of a downer when getting on the road is supposed to be an exciting time. But there is a way you can make your insurance more affordable, even if you’ve not got much driving experience yet.

At ingenie we’re all about rewarding good drivers, whether you’re still learning or just recently passed. We know most car insurance for 18 year olds don’t favour good drivers, but ingenie’s black box insurance lets you pay for your cover based on how you drive, meaning you could make your insurance more accessible.

Black box car insurance for 18 year olds is liberating

Teenage drivers can face huge quotes when they come to buy a car, which is a bit of a downer when getting on the road is supposed to be an exciting time. But there is a way you can make your insurance more affordable, even if you’ve not got much driving experience yet.

At ingenie we’re all about rewarding good drivers, whether you’re still learning or just recently passed. We know most car insurance for 18 year olds don’t favour good drivers, but ingenie’s black box insurance lets you pay for your cover based on how you drive, meaning you could make your insurance more accessible.

How teenage drivers can SAVE money on insurance

choose wisely

Choose a car based on its insurance for 18 year olds

The type of car you drive can vary the price of your insurance massively. A brand new, off the ramp, flashy sports car is going to be more expensive to insure than a little run around that’s seen better days but gets you from A to B.

It’s tempting, but don’t pick the car all your mates have or the one you’ve seen everyone your age driving. If they’re the cars that are popular with 18 year olds, and the insurers are seeing high crash rates from those cars, it spells out risk.

Research lots of different makes and models before you buy and look at cars in lower insurance groups. They'll be cheaper to insure - they’re also likely to have low vehicle tax and could even be exempt.

researching cars

Get researching the best deals

It’s important to remember that the cheapest car insurance quote for 18 year olds may not necessarily be the best, so you need to make sure you completely know what cover you’re getting and you’re aware of any restrictions the policy may have.

You don’t want to sign up to something that looks like a bargain, then realise after you can’t drive after 10pm or go over 5,000 miles – 2 things ingenie doesn’t do.

A quote may be cheaper upfront, but with some insurers you’re stuck with that price all year. ingenie gives you the chance to earn money off at 3, 6 and 9 months instead of waiting a whole year.

3 ways to save money with our car insurance for 18 year olds

choose wisely

Save on your insurance quote

18 year olds save an average of £260 when they buy their car insurance from us. The black box is included at no extra cost.*

researching cars

Earn up to 21% extra discount

Based on your driving, your price is reviewed 3 x a year. 7 out of 10 customers earn a discount just for driving well.*

researching cars

More savings when you renew

On average, our customers’ car insurance drops by 33% after one year - that works out at around £401 cheaper.**

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See how much you could save!
* Based on all ingenie customers Aug 2020 - April 2021. Premium increases could apply for poor driving.
** Based on all ingenie renewals at end of first year, May 2020 - April 2021

How ingenie’s car insurance for 18 year olds works

how our insurance works

Get your box fitted

We’ll collect data on your speed, acceleration, braking and cornering

Driving feedback

Every 10 days, you’ll get advice and an update on your discounts in the app

Saving on renewal

We’ll use your driving over the year to help us work out your renewal price*

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*Other factors will go towards your final renewal quote including any changes made to the policy that year.
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