ingenie Insurance

Car insurance for 18 year olds

Taking driving lessons, buying a car, insurance? It can be overwhelming – and expensive. ingenie’s car insurance for 18 year olds is here to give control back to you.

Black box car insurance for 18 year olds is liberating

Teenage drivers can face huge quotes when they come to buy a car, which is a bit of a downer when getting on the road is supposed to be an exciting time. But there is a way you can make your insurance more affordable, even if you’ve not got much driving experience yet.

At ingenie we’re all about rewarding good drivers, whether you’re still learning or just recently passed. We know most car insurance for 18 year olds don’t favour good drivers, but ingenie’s black box insurance lets you pay for your cover based on how you drive, meaning you could make your insurance more accessible.

How teenage drivers can SAVE money on insurance

researching tips

Choose a car based on its insurance for 18 year olds

The type of car you drive can vary the price of your insurance massively. A brand new, off the ramp, flashy sports car is going to be more expensive to insure than a little run around that’s seen better days but gets you from A to B.

It’s tempting, but don’t pick the car all your mates have or the one you’ve seen everyone your age driving. If they’re the cars that are popular with 18 year olds, and the insurers are seeing high crash rates from those cars, it spells out risk.

Research lots of different makes and models before you buy and look at cars in lower insurance groups. They’ll be cheaper to insure – they’re also likely to have low vehicle tax and could even be exempt.

choose car

Get researching the best deals

It’s important to remember that the cheapest car insurance quote for 18 year olds may not necessarily be the best, so you need to make sure you completely know what cover you’re getting and you’re aware of any restrictions the policy may have.

You don’t want to sign up to something that looks like a bargain, then realise after you can’t drive after 10pm or go over 5,000 miles – 2 things ingenie doesn’t do.

With black box insurance, we can treat you as an individual based on how you actually drive. You’ll get a competitive price upfront and have the chance to earn discounts at renewal for driving well.

3 ways to save money with our car insurance for 18 year olds

upfront savings

Save on your insurance quote

18 year olds save an average of £260 when they buy their car insurance from us. The black box is included at no extra cost.*

extra discounts

Start earning NCD straight away

Track your good driving and increase your chances of earning your no claims discount.

renewal savings

More savings when you renew

On average, our customers’ car insurance drops by 33% after one year – that works out at around £401 cheaper.**

*Based on all ingenie customers, Aug 2020 - April 2021
**Based on all ingenie renewals at end of first year, May 2020 - April 2021.

How ingenie’s car insurance for 18 year olds works

teenage drivers insurance info

Get your box fitted

We’ll collect data on your speed, acceleration, braking and cornering

Driving feedback

Every 10 days, you’ll get advice and feedback in the app to help you drive well

Saving on renewal

We’ll use your driving over the year to help us work out your renewal price*

*Other factors will go towards your final renewal quote including any changes made to the policy that year


See how much you could save