New driver insurance from ingenieAre you a new driver looking for affordable car insurance? No driving history? No no-claims bonus? No problem. ingenie is a new kind of driving insurance for ages 17-25 and we look at things differently:
- We treat each driver as an individual and insure you based on how you drive
- Your insurance premium is reviewed every three months - not just once a year
- Regular feedback on your driving via the mobile app or online
Here's how it works
It's great that you've passed your test (still a learner driver? Click here) but as a new driver, you're probably finding car insurance very expensive or just impossible to get. That's because new and young drivers are far more likely to have a crash, so they're a higher risk. ingenie don't just look at the statistical risk, instead we let you take individual responsibility for the way you drive. We place a telematics box in your car and use the latest technology to capture your unique driving style and the better you drive, the less you could pay.
Feedback and freedom
Having just passed your test, we don't just expect you to become a better driver on your own. We'll use the information from the ingenie box to give you updates on how you are driving, so you can continue to improve. The feedback is sent to the ingenie app on your smartphone and is also available on our website, enabling you to show other family members that you are driving well.
While some motor insurance companies use 'black-box' type devices to restrict your mileage or the hours you're allowed to drive, we don't believe either of those things makes you a good or bad driver, which is why you are free to drive when and where you like, even as a new driver.
Lowering the cost of insurance for new drivers
When you first take out cover, we'll let you know the initial price and the most you could pay (for the details provided), so you can budget for what's ahead. Then if you do your bit by being a better driver, you could see your premium come down every three months, rather than once a year as is the case with most traditional insurers.
Help in an emergency
In the event of a collision or incident, it's not always easy to think straight. That's why there is a step by step guide about what to do in the event of a crash on the ingenie mobile app. There is also a quick link to our call centre if you require urgent assistance, accident recovery or need to make a claim. Adding breakdown cover to your ingenie driving insurance means help can soon be on its way.