Car insurance
for young drivers
aged 17-25

New driver insurance from ingenie

Are you a new driver looking for affordable car insurance? No driving history? No no-claims bonus? No problem. ingenie is a new kind of driving insurance for ages 17-25 and we look at things differently. Not only could we insure you we also:

We treat each driver as an individual and insure you based on how you drive
Your insurance premium is reviewed every three months - not every year
You get regular Twitter-style feedback on your driving via the mobile app or the website
We give you the chance of rewards from our partners Williams F1 Team and Orange

Here's how it works

It's great that you've passed your test ( still a learner driver? Click here) but as a new driver, you're probably finding car insurance impossibly expensive or just impossible to get. That's because new and young drivers are far more likely to have a crash, so they're a higher risk. Don't despair, ingenie is a new kind of lower-cost car insurance for 17 to 25 year olds. We don't just look at the statistical risk, instead we let you take individual responsibility for the way you drive. We use the latest telematics technology to capture your unique driving style and the better you drive, the less you could pay.

Enjoying your independence

We believe in letting you enjoy the freedom and independence you've earned by passing your test. Some motor insurance companies use "black-box" type devices to restrict your mileage or the hours you're allowed to drive. But no-one likes restrictions and anyway we don't believe either of those things makes you a good or bad driver. The ingenie device, fitted out of sight in your car, relays information on the way you drive. So even as a new driver, you can drive without restrictions or curfews.

Lowering the cost of insurance for new drivers

When you first take out cover, we'll let you know the initial price and the most you could pay (for the details provided), so you can budget for what's ahead. Then if you do your bit by being a better driver, you could see your premium come down every three months.

Feedback to help you be a better driver

Having just passed your test, we don't just expect you to become a better driver on your own. We'll use the information from the ingenie device to give you updates on how you are driving, so you can continue to improve. The feedback is sent to the ingenie app on your mobile and is available through the secure login area of this website. So, if you're still living at home, it could also help avoid a few family arguments as you could be able to demonstrate to your parents that you're actually driving well.

Going the extra mile

At ingenie we'll do everything we can to help teenagers and young people get cheaper car insurance and stay safer on the roads. View our Top 20 cars for cheaper insurance.. You'll be amazed at the impact your choice of car has on what you pay for cover - especially as a new driver.

Help in an emergency

In the event of a collision or incident, it's not always easy to think straight. That's why there is a step by step guide about what to do in the event of a crash on the ingenie mobile app. There is also a quick link to our call centre if you require urgent assistance, accident recovery or need to make a claim.