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ingenie in The Guardian

ingenie CEO Richard King talked savings, safety and the future with a journalist from The Guardian last week and the article came out over the weekend.

The Guardian

“One in five young drivers will crash within the first six months of passing their test, but within our ingenie community we’ve managed to reduce that to one in eight. We’ve seen the number of crashes reduced by 40%.”


Richard King
ingenie CEO

ingenie driver Alfie talks about his experience with black box

Alfie Thorn featured ingenie driver

Alfie Thorn: "In my first year I saved just under £300 through good driving, and saved £700 when I renewed again."

Our lovely featured driver Alfie gave The Guardian a look at how his experience with ingenie insurance has been so far:

"Londoner Alfie Thorn, 18, has been using a telematics black box provided by ingenie for 15 months to reduce his premium and help improve his driving skills. The University of London student, who lives at home and uses his Ford Ka to visit family and friends, has been given feedback by the insurer’s app that he needs to focus on his cornering and braking, especially if he wants to reduce his premiums even further during the course of the year."

"I chose to have a black box in my car as this was the cheapest type of insurance. Price is very important to me as I’m a student - without the black box option I wouldn’t have been able to drive. The next cheapest insurer was around £800 more a year.

“I think it’s good that I am being monitored, as I find myself being conscious about how I am driving – for example, my speed or braking. Also, the fact that I get driving feedback about every 10 days, and my policy reviewed every quarter, means I can easily reflect on areas of my driving that need improvement. Throughout my first year I saved just under £300 through good driving, and saved £700 when I renewed again, which was half the original price of my insurance.”

Alfie Thorn
ingenie driver

The future of telematics insurance

Discussing the potential for telematics insurance to tie in with other connected car benefits, Richard gave his predictions for the next few years:

"Within five years, predicts ingenie, insurers won’t just be giving feedback on how someone is driving, they will also be able to see the condition of the vehicle and give warnings to drivers when their car needs a service or if the battery is about to go flat. Insurers will soon be able to collaborate with motoring organisations so that if you break down, they will be able to use GPS tracking to locate you, as well as use the tech to remotely diagnose what has gone wrong."

Read Alfie's featured driver post to find out how telematics insurance has helped him.


Honor Clement-Hayes

By Honor Clement-Hayes

Honor joined ingenie in 2014 and is in charge of words on the Young Driver's Guide and blog. Her first car is a Peugeot 206 cabriolet, which is a very sensible choice for the British climate. Follow her on .

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ingenie is a car insurance brand for young drivers aged 17-25. We fit a black box in your car to assess your driving style. We'll review your policy 3 times a year and those who drive well could receive a discount.

Find out more about ingenie

PUT. THE DOUGHNUT. DOWN. Let’s get the bauble rolling! IPT to rise – again We need to talk about road safety Telematics on the BBC