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Black box is 10% inspiration and 90% perspiration

So - you decide on black box insurance because you've had a great quote and getting extra discounts for good driving sounds brilliant.

Then you forget about it and check your feedback maybe once a month. Time passes, your quarterly review comes up and - huh? No discount?

How's that gym membership going?

It's a bit like signing up for the gym, then never going and still expecting to somehow get fit.

Telematics is an amazing way to get cheaper insurance but if you don't drive well, you can't get the benefits.

The price of drifting

You know how it is when you get a new app. You check it all the time, play with the features. Then you drift away and find new ones. That's cool - except when it comes to getting driving discounts.

Here's how drifting away from your driving feedback affects your score:

Chart showing impact of missing driving feedback

The more feedback you miss, the worse it gets. If you miss 15 sets of feedback in a row, you're looking at a driving score 12 points lower than the average for people who do check their feedback. Since we've found that driving score is really closely related to risk of crashing, that ain't good.

Anna, our clever numbers lady (she went to Cambridge so I believe her), says it seems to be that not checking your feedback early in your policy has the biggest negative impact on scores. That makes sense because it's when you're most wobbly and could do with a co-pilot.

It doesn't take a lot to make a difference in your driving

Drivers who check their feedback just twice a month have an average driving score 11 points higher than those who don’t check it at all - and they also have a 42% lower risk of crashing.

Choosing to get a black box insurance policy is such an great step towards driving better and saving money. But it's not magic. You have to stay involved and work with us to get the most from it.


Honor Clement-Hayes

By Honor Clement-Hayes

Honor joined ingenie in 2014 and is in charge of words on the Young Driver's Guide and blog. Her first car is a Peugeot 206 cabriolet, which is a very sensible choice for the British climate. Follow her on .

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ingenie is a car insurance brand for young drivers aged 17-25. We fit a black box in your car to assess your driving style. We'll review your policy 3 times a year and those who drive well could receive a discount.

Find out more about ingenie

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