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It's a conversation we've probably all had: ummmm, how the actual flip am I going to afford to insure a car?

For many of us, parents stepped in at some point to help out with lessons, buying a car or getting insurance. And none of that is cheap.

One of the great things about ingenie insurance is that, while mum and dad might be having to help out with the cost of insurance, you'll save an average of £500 compared to the next cheapest quote AND you'll be earning discounts if you drive well.

Also our new ad features Gadget (Andrew Ellis) from This is England! Love that guy.

You can listen here:

Honor Clement-Hayes

By Honor Clement-Hayes

Honor joined ingenie in 2014 and is in charge of words on the Young Driver's Guide and blog. Her first car is a Peugeot 206 cabriolet, which is a very sensible choice for the British climate. Follow her on .