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ingenie launches Young Driver Report

Looking for our 2017 report? Get the book here.

ingenie Young Driver Report

More than 200 million miles of data

We're very excited to announce that the ingenie Young Driver Report has now launched.

The report is a summary of our findings from more than 200 million miles of telematics data, supporting the call for government to give new young drivers an Insurance Premium Tax (IPT) exemption if they choose a telematics policy.

As the report shows, this move would help more young drivers get on the road, and potentially reduce their risk of crashing from 1 in 5 to 1 in 8.


What is IPT?

IPT is a 6% tax on all car insurance policies, which adds around £100 to the cost. We are recommending a zero-tax rating over 7 years for 17 to 25 year old drivers choosing a telematics policy.

ingenie's involvement in road safety

ingenie has been involved with the Department for Transport's investigation of telematics, presenting its potential for reducing the number of crashes young drivers have and addressing the financial strain of insurance on under-25s.

Encouraging more young drivers to choose telematics would have a huge impact on both, as our insurance partner Ageas estimates 2500 crashes avoided every year and £500 million saved through reduced costs for the NHS and other care services.

Through our telematics proposition, we have found an effective way of engaging with young drivers based on popular communications channels, which has had a significant impact on driver behaviour. Further encouraging the take up of telematics based insurance will no doubt make a real difference to road safety.

Richard King
Founder and CEO


Zero-rate IPT on telematics policies for under-25s would:

  • • Encourage more young drivers to choose telematics
  • • Improve road safety with regular driver support and lower crash risk
  • • Lower insurance costs for young drivers
  • • Save the economy £500 million

Honor Clement-Hayes

By Honor Clement-Hayes

Honor joined ingenie in 2014 and is in charge of words on the Young Driver's Guide and blog. Her first car is a Peugeot 206 cabriolet, which is a very sensible choice for the British climate. Follow her on .