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Night-time curfews won’t work

  • Education for young drivers is a better approach than night-time curfews
  • Just 9% of claims made by ingenie-insured young drivers were due to crashes at night
  • Black box technology that assesses young drivers offers them the chance to prove they are safe on the road and helps identify where further education is needed

Night-time curfews won't work


Car insurance hit the headlines yesterday as the government announced new plans to help make the roads safer for young drivers, including night-time curfews. However, we don't believe that restricting young drivers and imposing night-time curfews is the best way to approach the problem.

Further education for young drivers has been proven to work, our stats show that only 9% of claims made by young drivers insured by us were for crashes that occurred at night.

We embrace education and use black box technology to develop driving styles and trends and help young drivers improve. 3 times a year we reward our drivers with discounts on their insurance. We believe this approach gives new drivers the opportunity to learn from their experiences - by imposing night-time curfews young drivers are denied this opportunity.

We believe in educating young people to make them more responsible, 70 percent of drivers insured with us have received a discount for good driving.

ingenie founder and CEO Richard King commented: "While we are supportive of some of the proposals being considered by the government, we believe that imposing night-time restrictions or curfews on young drivers suppresses the root cause of the problem. ingenie's approach is to work with young drivers as individuals and encourage them to take responsibility for their driving.“

"Many young drivers are under prepared when they first take to the road but ingenie's approach, alongside post-test coaching, can support young drivers while they gain valuable experience."

"We believe that UK insurers have a part to play in educating young drivers. ingenie provides useful feedback to our community of policyholders - if asked, we'll even pick up the phone and talk to the customer about where they're going wrong and how they can improve, which will ultimately reduce their risk and premium."