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Cameron: Telematics is the future


Cameron Meets Insurers

Today David Cameron met with six of the UK's major insurers in the Cabinet Room at 10 Downing Street. On the agenda were fraudulent whiplash claims and sky high premiums, especially for young drivers.

Speaking after the event Cameron said the government was:

... determined to tackle this damaging compensation culture which has been pushing up premiums.

One solution given whole-hearted supported by Cameron and industry bosses was the use of telematics technology.

A telematics device or black box contains a GPS unit that captures when and where the car is driven as well as a high frequency motion sensor which captures how the car is driven.

So, in the event of a crash, the information captured by the box can help insurers understand the extent of the impact. This can help tackle exaggerated or fraudulent claims, especially whiplash claims, which add on average £90 to an individual's annual premium.

ingenie is supportive of these measures and Richard King, founder and chief executive of ingenie said:

Initial talks with insurers have been very positive. We're supportive of government measures which aim to reduce fraudulent claims and we believe telematics technology is a great way to make the price of car insurance fairer for individuals.


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ingenie is a car insurance brand for young drivers aged 17-25. We fit a black box in your car to assess your driving style. We'll review your policy 3 times a year and those who drive well could receive a discount.

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