Here's how it works
It's great that you've passed your test ( still a learner driver? Click here ) but as a teenager, you're probably finding car insurance impossibly expensive or just impossible to get. That's because young drivers are far more likely to be involved in a crash, so they're a higher risk. But don't despair. ingenie is a new kind of lower-cost car insurance for ages 17 to 25. We don't just look at the statistical risk, instead we let you take individual responsibility for the way you drive. We use the latest telematics technology to capture your unique driving style and the better you drive, the less you could pay.
Enjoying your independence
Some motor insurance companies use "black-box" technology to control your mileage and the hours you're allowed to drive. But this can be extremely restrictive and also very costly if you break your agreement - even for good reason. The ingenie device included with your cover is fitted out of sight in your car and simply relays information on the way you drive. Instead of curbing your freedom, ingenie lets you drive when and where you like.
Lowering the cost of insurance for teenagers
When you first take out cover, we'll let you know the initial price and the most you could pay (for the details provided), so you can budget for what's ahead. Then if you do your bit by being a better driver, you could see your premium come down every three months.
